Listen to Sala de Negócios Podcast - Financial Market

Every week, check out on your preferred platform the Sala de Negócios Podcast, Financial Market edition. Here, you'll find the main topics of the market in Brazil and worldwide, with the top experts and players in the sector.

Check out the latest available episodes below:

#162: Norms and Regulations in ESG: Is the Financial Market Getting Greener?

In this episode, we discuss the financial sustainability of the market, its influence on financial practices, and the growing awareness of the topic. We also explore the latest in accounting standards, such as IFRS S1 and S2, and how companies should prepare for new regulations. Finally, we highlight the benefits of implementing and complying with the standards for regulated entities, including enhanced transparency and financial management.

Guests:  Janny Castro, Risk Consulting director, Mazars Brasil; Susan Becker, manager of Financial Services, Mazars Brasil

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#160: Understand what structured funds are: FIP, FIDC, and FII

Structured Funds are funds with a specific purpose to invest in a class of assets and are intended for a specific audience. Learn in detail what these funds are, their types, their particularities, the importance of this important sub-segment in our Brazilian fund industry, and how CVM resolution 175 impacts this modality.

Guests: Marcelo Braga, partner of Financial Services, Mazars Brasil; Susan Becker, manager of Financial Services, Mazars Brasil

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#158: The Importance of Corporate Governance in Companies

The evolution of corporate governance, especially in banks and insurance companies, reflects a more robust and comprehensive approach, moving beyond mere regulatory concerns to include customer relationship management, product launches, and cyber resilience. The current landscape demands that financial institutions, regardless of size, not only comply with norms but also uphold governance as a pillar for operation and compliance. Experience in internal auditing reveals the importance of active participation in different company committees, highlighting the crucial role of governance in driving improvements and responding to challenges. This dynamism between auditing and governance stands out as an effective strategy for corporate strengthening and decision-making aligned with risk and opportunity.

Guest: Luiz Antonio Fossa, Founder, LAF Governance & Consulting

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#156: What do companies need to know about preventing money laundering?

Concerns regarding money laundering are on the rise, affecting entities across various jurisdictions and requiring compliance with stringent regulations. The importance of this issue lies in the need to prevent financial crimes by adhering to established international and national standards for effective combat. Global initiatives and specific laws aim at prevention, imposing upon companies the obligation to monitor transactions and report suspicious activities. Failure to adhere to these measures can lead to severe penalties and reputational damage.

Guests: Janny Castro, Risk Consulting director, Mazars Brasil; and Marcelo Braga, Financial Services partner, Mazars Brasil

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#154: The evolution of the credit supply market in Brazil

The credit market in Brazil is undergoing a revolution, driven by technological innovation and regulatory changes led by the Central Bank. The introduction of fintechs and the development of new financial products are democratizing access to credit, reducing costs, and increasing competition. With the implementation of measures such as Open Finance and the regulation of Direct Credit Companies (SCD) and Peer-to-Peer Lending Companies (SEP), we are moving towards a more inclusive and efficient financial ecosystem. These transformations promise not only to improve credit supply but also to contribute significantly to Brazil's socioeconomic development. Mazars plays a crucial role, providing regulatory and advisory support for companies to navigate through this new financial landscape.

Guests: Marcelo Braga, partner of Financial Services, Mazars Brazil; Susan Becker, Financial Services Consultant Expert, Mazars Brazil

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#152: How CVM Resolution 175 and the New Rules for Public Offerings Shook the Market

CVM Resolution 175 revolutionized the Brazilian capital market in 2023, introducing more flexible and transparent rules for public offerings of securities and investment funds. This change enabled greater access to investors, streamlined information in prospectuses, and encouraged competition and innovation. Companies like Oliveira Trust quickly adapted, standing out for implementing advanced technologies and efficiently responding to the new demands of the market.

Guests: José Alexandre Freitas, CEO, Oliveira Trust; and Maycon França, Financial Services Consultant Expert at Mazars Brazil

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#146: How socio-environmental and climate responsibility standards are impacting the market

The Central Bank of Brazil highlighted, in its 2023 Social, Environmental, and Climate Risks and Opportunities Report, the importance of ESG management in the financial system. This document signals a significant advancement in market regulation and supervision, requiring financial institutions to demonstrate greater transparency and socio-environmental responsibility. Actions such as changes in Cosif and the introduction of risk assessment systems reflect a commitment to sustainability. Simultaneously, initiatives from CVM and Susep reinforce this trend, promoting ESG practices and encouraging the adoption of sustainable investment strategies. The collaboration of entities like Mazars, with its deep knowledge of ESG regulations, is crucial for navigating this new regulatory landscape.

Guests: Janny Castro, Risk Consulting director, Mazars Brasil; and Marcelo Braga, Financial Services partner, Mazars Brasil

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#139: Understand the regulation on cryptocurrencies and other virtual assets in Brazil

The need to regulate virtual assets, including the approximately 10,000 cryptocurrencies in existence today, is pressing. In Brazil, the regulation of these assets, such as cryptocurrencies, tokenized assets, crypto ETFs, and stablecoins, is still evolving. Although Law 14,478/2022 represents a significant advancement, establishing clear guidelines and emphasizing money laundering prevention, the Central Bank is conducting a public consultation, which runs until January 31st, 2024, to establish rules aligned with market practices. These measures reflect the complexity and growing importance of regulation in the dynamic virtual asset market.

Guests: Marcelo Braga, partner of Financial Services, Mazars Brazil; and Janny Castro, Risk Consulting director, Mazars Brazil.

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#136: The CVM resolution no. 175 in the context of the evolution of the Brazilian financial market

The Brazilian financial market, dynamic and innovative, is driven by advanced regulations and cutting-edge technology. Institutions such as Bacen and CVM lead with initiatives like PIX and CVM Resolution 175, promoting transparency and security. These changes, integrating governance and technology, expand opportunities for investors and consumers, strengthening the country's financial ecosystem.

Guest: Marcelo Braga, partner of Financial Services, Mazars Brazil.